Disclaimer - By accessing Cosmos's website, you shall be deemed to accept and bound by the following said terms and conditions.

1. All the information and materials contained in this website and the pages thereof are     provided "as available".

2. The information and material contained in this website and the pages thereof, including     the terms and conditions of access, are subject to change without prior notice.     Visitors are strongly advised to revisit this "condition of access" page for any additions     or amendments to the terms and conditions.

3. All the information and materials contained in this website shall not be regarded as an     offer, invitation, solicitation or recommendations to purchase any product of COSMOS.

4. COSMOS shall reserves the exclusive right to make any withdrawal or modifications to     its advertised products and information without prior notice to the public.

5. COSMOS shall not be liable for any losses, damages or expenses including without     limitation, any direct, special, economic, incidental or consequential losses, damages     or expenses arising from or in connection with the usage of this site.

6. Any failure arising from performance, omission, error, interruption, virus attack or     whatsoever incident occur while accessing COSMOS website shall not be deem to be     the responsibilities of COSMOS. Nonetheless, COSMOS shall take the utmost prudential     care and responsibility of maintaining its website error-free.

7. Any hyperlinks which are included in COSMOS' website are only inserted for the sole     purpose of achieving convenience to the users. COSMOS shall not warranty either     explicitly or implicitly the integrity of this website and shall not be held liable to any     losses, damages or expenses arising either directly or indirectly from the usage of such     sites.

8. Information submitted to COSMOS either through email or web-enquiry page shall     remain the property of COSMOS, with the consent from you and COSMOS that the     submitted information shall not be used for other purposes except for the purpose of     corresponding or liaising with the other party.

9. By accessing this website and the pages contained thereof, you agree that Singapore     law shall be the governing law and both parties shall submit to the non-exclusive     jurisdiction of the Singapore courts in the event of any cases of disputes.

10. In the event that any of the terms and conditions stated above are voided on the      grounds of illegality in Singapore, the specific terms and conditions that are voided      shall not be in any way, affect the validity of other terms and conditions.